Parlay Finance is an AI-powered Loan Intelligence System. Our front-end intake solution supercharges how community lenders pre-vet small business loan applicants. We complement your system of record, making your lending teams unstoppable.
Parlay has partnered with industry specialists including Mastercard Small Business and JAM FINTOP to empower community banks and credit unions seeking to enhance their small business loan program and increase their loan volume and profitability.
Loan intelligence system
Seamless integration
Deliver a rapid, user-friendly experience for applicants that seamlessly captures and validates data in real-time.
Next gen front-end
Intelligent intake
Seamless, real-time customer onboarding that empowers small businesses.
White-labeled SMB portal
A single intelligent intake system for all your SMB lending products, including working capital, SBA, acquisition, scored small loans, and C&I loans.
Data orchestration
The platform automatically gathers all required financial, credit, industry, and tax data from SMB applicants through pre-configured API integrations.
Auto-detect product fit
AI-powered analysis
95% less manual work, 10x more pre-vetting efficiency for lenders.
Loan summaries
Loan summaries and product fit recommendations are automatically generated and immediately available using user-permissioned, third party, and lender credit box data.
Lender portal
Enhance efficiency of lending teams through automatic pipeline management, loan scoring, data validation, and applicant behavioral analytics all captured in one convenient platform.
Multi-product credit box validation
Efficient pre-vetting
Out-of-the-box templates to efficiently book more loans, faster.
Custom credit box builder
Out of the box credit box templates to instantly deploy new SMB loans products with dynamic conditional logic that automatically updates the applicant experience.
Audit logs and version control
Built-in compliance features for seamless credit box parameter updates, including comprehensive audit trails and automatic pipeline revalidation against modified criteria.
Core capabilities
Elevate your loan application experience
Parlay is shaped by the practices and principles that distinguish world-class product teams from the rest: relentless focus, fast execution, and a commitment to the quality of craft.
Applicant insights
Applicants receive insights to improve their loan readiness and build trust with you.
White-labeled applicant portal
A single, intelligent intake system for all your SMB lending products, including working capital, SBA, acquisition, scored small loans, and C&I loans.
“Using Parlay reduced manual work in 55%across all our teams. The intuitive interface and robust features have streamlined our processes, making us more efficient than ever.”